Items and services excluded from Affirm financing at Walmart encompass a specific range of product categories. These often include, but are not limited to, certain high-risk items such as gift cards, firearms, and regulated products like tobacco and alcohol. Additionally, services such as installations, protection plans purchased separately, and some prescription medications may be ineligible for purchase using this financing option. For instance, a customer wishing to purchase a gift card or a firearm at Walmart would be unable to use Affirm as the payment method.
Understanding the limitations of payment options is crucial for effective budgeting and financial planning. Clearly defining these exclusions allows consumers to make informed purchasing decisions and explore alternative payment methods when needed. Historically, these restrictions are put in place to mitigate risk for both the lender and the retailer, aligning with regulatory compliance and responsible lending practices. This clarity enhances transparency and avoids potential customer frustration at the point of sale.
