An over-the-counter (OTC) card, often provided as part of Medicare Advantage plans, is designed for purchasing approved health and wellness products. These cards function like pre-loaded debit cards, offering a convenient way to access benefits. At Walmart, the balance on this card can be used to acquire a range of eligible items, provided they align with the specific stipulations of the card issuer. For example, it may allow the purchase of pain relievers, cold and flu remedies, first-aid supplies, and certain personal care items, all while excluding items like groceries or general merchandise.
This payment method offers several benefits to eligible individuals. It provides easy access to essential healthcare products without requiring out-of-pocket expenses at the point of sale. This allows for better management of healthcare budgets and encourages proactive health maintenance. The inclusion of these cards in Medicare Advantage plans reflects a growing emphasis on preventative care and accessibility within the healthcare system.
